You can choose to protect the purchases you make with your House of Fraser card in any UK House of Fraser store or online, with Shopping Cover, which consists of Price and Purchase Protection.

• Pays the difference between the price you paid and the reduced price of the same item at a later date
• You have 100 days cover from the date of purchase
• There are no excesses. You will receive the whole difference back, up to a maximum of £200 for a single claim and up to a total of £2,000 in each 12 month period

• Protects your purchases against unintentional loss, theft or damage
• You have 100 days cover from date of purchase
• There are no excesses
• The maximum we will pay is £1,500 for each claim and up to a total of £5,000 in each 12 month period

Shopping Cover costs £3 a month (including insurance premium tax) and is added to your monthly statement each month a purchase is charged to your account.

If you change your mind within 30 days of taking Shopping Cover, we will refund any premium you have already paid. If you choose to stay protected, you can still cancel at any time without charge, but any premiums already paid will not be refunded.

To find out more and protect your account, please call 0871 522 5523. Calls may be recorded or monitored for quality and security purposes. Calls cost 10p per minute plus network extras.

It’s easy to make a claim with Shopping Cover. Just call the Claims Line on 0870 400 4713† to ask for a claim form.

°Terms and conditions apply to the cover. Full policy documents detailing the cover will be supplied to you should you choose to take out the cover. Shopping Cover is optional.

† Calls may be recorded or monitored for quality and security purposes.